Enter your Accident Type, State, Fault Percentage, Medical Expenses, Lost Wages, and Property Damage into the Accident Fault Calculator to calculate your Estimated Net Settlement, Fault Reduction Amount, and Total Economic Damages.
Estimated Net Settlement After Fault Reduction
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Gross Settlement Value
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Fault Reduction Amount
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Total Economic Damages
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Non-Economic Damages
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Eligible to Recover
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Fault percentage is typically determined by insurance adjusters and attorneys based on factors like traffic violations, witness statements, police reports, and physical evidence. Each party's actions leading to the accident are evaluated to assign a percentage of responsibility.
Pure comparative negligence allows you to recover damages even if you're 99% at fault, but your recovery is reduced by your fault percentage. Modified comparative negligence (50% or 51% rule) bars recovery if your fault exceeds the threshold percentage.
This calculator provides a rough estimate based on common settlement formulas used by insurance companies. Actual settlements vary significantly based on specific case facts, local jury verdicts, attorney skill, and insurance policy limits. Always consult with a personal injury attorney for accurate case evaluation.
The multiplier depends on injury severity, treatment duration, permanent disability, age, impact on daily activities, and credibility of your claim. Minor soft tissue injuries typically use multipliers of 1.5-3, while severe injuries with permanent effects may use multipliers of 3-5 or higher.
Yes, in most states you can recover damages even if you're partially at fault. However, your recovery will be reduced by your percentage of fault. Some states bar recovery if you're 50% or 51% or more at fault (modified comparative negligence).
Economic damages include medical bills, lost wages, property damage, and other out-of-pocket expenses with specific dollar amounts. Non-economic damages cover pain and suffering, emotional distress, loss of enjoyment of life, and other intangible losses that don't have specific bills.
Generally no. Initial offers are often low and don't account for future medical expenses or the full extent of your damages. Insurance companies expect negotiation. Consider consulting with a personal injury attorney before accepting any settlement offer.
Settlement timelines vary widely from a few months to several years. Simple cases with minor injuries and clear fault may settle in 3-6 months. Complex cases with severe injuries, disputed liability, or extensive medical treatment can take 1-3 years or longer.