Enter your Current Annual Premium, State, DUI Type, and a few details like Your Age, Years Licensed, and Vehicle Value to see your Estimated New Annual Premium after a DUI — plus your Premium Increase, Percentage Increase, 5-Year Additional Cost, and SR-22 Filing Cost if one's required.
Estimated New Annual Premium
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Premium Increase
Percentage Increase
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5-Year Additional Cost
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SR-22 Filing Cost (Annual)
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Car insurance typically increases by 80-150% after a DUI conviction. The exact increase depends on your state, insurance company, driving history, and type of DUI offense.
A DUI typically affects your insurance rates for 3-7 years, depending on your state's laws. Most insurance companies look back 3-5 years when calculating premiums, but some states require longer reporting periods.
SR-22 is a certificate of financial responsibility required after certain violations like DUI. It's not insurance itself, but proof you carry minimum coverage. Filing costs typically range from $25-50 annually, plus higher premium costs.
Some insurance companies may non-renew your policy after a DUI, especially if you're considered high-risk. However, you can still get coverage through high-risk insurers or your state's assigned risk pool.
Yes, you can lower costs by completing defensive driving courses, maintaining a clean record, shopping with multiple insurers, increasing deductibles, or qualifying for available discounts.
Not all states require SR-22 filings after DUI. Requirements vary by state and circumstances. Some states use different forms like FR-44 or have no filing requirement at all.
Key factors include your state, insurance company, age, driving history, type of DUI offense, BAC level, whether there was an accident or injury, and your overall risk profile.
Yes, you should compare rates from multiple insurers. Some companies specialize in high-risk drivers and may offer better rates than your current insurer after a DUI conviction.