Transfer Credit Calculator

It depends on several factors: the type of institution you're transferring to, whether a transfer or articulation agreement exists between schools, the grades you earned, and how relevant your courses are to your new program. General education credits tend to transfer most reliably, while highly specialized major courses may not. This calculator gives you a realistic estimate based on these key variables.

An articulation agreement is a formal arrangement between two institutions that guarantees specific credits will transfer and how they'll be applied. If your current school has one with your destination school, your transfer rate can be significantly higher — sometimes near 100% for qualifying courses. Check both institutions' websites or contact an academic advisor to find out if an agreement exists.

In most cases, yes — but policies vary by institution. Many colleges and universities accept AP, CLEP, and IB scores as college credit if you meet their minimum score requirements. Public universities tend to be more consistent in accepting exam-based credits than private institutions. Always verify directly with the admissions or registrar's office of your destination school.

The most common minimum grade requirement is a C (2.0 on a 4.0 scale). Some institutions accept D grades for electives but require C or better for major or core courses. Private and highly selective universities may require a B or higher. This calculator lets you select the minimum threshold that applies to your destination school.

Generally, your GPA does not transfer — only the credit hours do. Your destination institution will calculate a new GPA based solely on the grades you earn there. However, your previous grades may be reviewed for admission decisions and some scholarship eligibility requirements.

They can be. Some 4-year universities apply limits to how many community college credits they'll accept toward a degree — often capping at 60–90 credits from a 2-year institution. Major and upper-division course credits from community colleges may not transfer as directly as lower-division general education credits. Always confirm policies with your target institution.

Vocational, remedial, developmental, and institution-specific courses (like college orientation) are least likely to transfer. Upper-division major courses from specialized programs can also be difficult to transfer if the destination school's curriculum differs significantly. General education core requirements — English composition, math, natural sciences, and social sciences — are the most universally transferable.

Treat this calculator as an informed estimate and planning guide, not a guarantee. Transfer credit decisions are ultimately made by the receiving institution's registrar and academic departments on a course-by-course basis. Use the results to identify potential gaps, plan which courses to retake, and have productive conversations with your academic advisor before you transfer.