Convert any amount between world currencies using the Exchange Rate Calculator. Enter your amount, choose your from currency and to currency, then set a custom exchange rate — or use the built-in mid-market rate reference. You get the converted amount, the inverse rate, and a quick rate breakdown so you always know exactly what you're getting.
Converted Amount
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Inverse Rate (1 To → From)
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Rate Used (1 From → To)
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Amount Entered
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An exchange rate is the value of one currency expressed in terms of another. For example, if the USD/EUR rate is 0.92, then 1 US Dollar equals 0.92 Euros. Exchange rates fluctuate constantly based on global market forces, interest rates, and economic conditions.
The mid-market rate (also called the interbank rate) is the midpoint between the buy and sell prices of two currencies on the global market. It's the fairest benchmark for currency conversion. However, banks and money transfer services typically add a margin or fee on top of this rate, so you may receive slightly less favorable terms in practice.
Each bank, exchange bureau, or transfer service applies its own markup over the mid-market rate to generate revenue. Additional fees, transfer costs, and varying access to liquidity all contribute to differences in the final rate you receive. Comparing rates before converting can save you a meaningful amount, especially on large transfers.
Simply enter the exchange rate you've been quoted — for example, by your bank or a money transfer provider — in the 'Exchange Rate' field. The calculator will apply that rate to your entered amount and show you exactly how much you'll receive. This is useful for comparing quotes from different providers.
Currency markets are most liquid and spreads tend to be tightest during overlapping trading hours between major financial centers — particularly when both the London and New York sessions are open (roughly 8am–12pm EST). For large conversions, monitoring rate trends and setting rate alerts can help you exchange at a more favorable level.
The inverse rate tells you how many units of the original (From) currency you'd receive for 1 unit of the destination (To) currency. For example, if 1 USD = 0.92 EUR, the inverse rate is 1 EUR = 1.087 USD. This is helpful when you want to think about the conversion from the other direction.
You can exchange currency through your local bank, an airport kiosk, an online money transfer service, or a foreign exchange broker. For the best rates, online transfer services and specialized FX providers typically offer rates closer to the mid-market rate compared to airport kiosks or traditional bank counters.
This calculator supports 25 of the world's most widely traded currencies, including USD, EUR, GBP, JPY, CAD, AUD, CHF, CNY, INR, and more. You can enter any custom exchange rate for currencies not listed by manually entering the rate in the Exchange Rate field.