Karvonen Formula Calculator

Enter your age, resting heart rate, and optionally your maximum heart rate to calculate personalized training heart rate zones using the Karvonen Formula. You get five zones — from recovery to maximum effort — each showing a target HR range in bpm based on your heart rate reserve.

years

Used to estimate maximum heart rate (220 − age) if no measured max HR is provided.

bpm

Measure upon waking before getting out of bed. Use 60–70 bpm if unsure.

bpm

From a lab or field test. If left at default or blank, we estimate using 220 − age.

Results

Zone 3 — Aerobic (Moderate, 40–59% HRR)

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Heart Rate Reserve (HRR)

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Maximum Heart Rate

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Zone 1 — Very Light (< 19% HRR)

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Zone 2 — Light (20–39% HRR)

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Zone 4 — Hard (60–79% HRR)

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Zone 5 — Maximum (≥ 80% HRR)

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Heart Rate Training Zones (bpm)

Results Table

Frequently Asked Questions

What is the Karvonen Formula and how does it work?

The Karvonen Formula calculates your target heart rate (THR) training zones using your Heart Rate Reserve (HRR), which is the difference between your maximum and resting heart rates. The formula is: THR = ((MHR − RHR) × Intensity%) + RHR. By factoring in your resting heart rate, it produces more personalized zones than simple percentage-of-max methods.

How do I accurately measure my resting heart rate?

Measure your resting heart rate first thing in the morning before getting out of bed. Count your pulse for 60 full seconds, or count for 30 seconds and multiply by two. For best accuracy, take readings on 3–5 consecutive mornings and use the average — daily variation of 5–10 bpm is normal due to stress, sleep quality, and training load.

Is the 220 minus age formula accurate for maximum heart rate?

The 220 − age formula is a widely used estimate but has a standard deviation of roughly ±10–12 bpm, meaning your true max HR could differ significantly. A more accurate alternative is 206.9 − (0.67 × age). Athletes and serious exercisers should consider a supervised maximal effort test for the most precise result.

How do I calculate heart rate reserve (HRR)?

Heart Rate Reserve is simply your Maximum Heart Rate minus your Resting Heart Rate: HRR = MHR − RHR. For example, if your MHR is 190 bpm and your resting HR is 65 bpm, your HRR is 125 bpm. A higher HRR generally indicates better cardiovascular fitness.

Which training zone should I spend most time in?

For general health and endurance base-building, Zone 2 (light, 20–39% HRR) and Zone 3 (aerobic, 40–59% HRR) are most recommended. Many endurance coaches advocate spending up to 80% of training time in Zone 2 to build aerobic capacity while minimizing recovery demands. Higher zones are reserved for interval and race-pace work.

How does the Karvonen method differ from basic percentage-of-max-HR calculations?

Basic calculations simply multiply your maximum heart rate by a percentage (e.g. 70% × 190 = 133 bpm). The Karvonen method incorporates your resting heart rate, which adjusts zones upward for fitter individuals who have lower resting HRs. This makes Karvonen zones more individualized and is why it's considered the gold standard by the ACSM.

How do I use the target heart rate for the fat burning zone?

The fat-burning zone typically corresponds to Zone 2, roughly 20–39% of your HRR using the Karvonen method (or about 50–65% of max HR). At this intensity, your body uses a higher proportion of fat as fuel. However, total calorie burn is lower than at higher intensities, so overall fat loss depends on total energy expenditure and diet.

Should I adjust my heart rate zones for environmental factors?

Yes — heat, humidity, altitude, and fatigue can all elevate your heart rate at a given effort level. In hot or humid conditions, your heart rate may run 5–10 bpm higher than usual. In these cases, you may want to train by perceived effort (RPE) alongside your HR zones, or shift your target zones slightly upward to account for cardiac drift.

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