Enter your filing status, earned income, investment income, age, and number of qualifying children to estimate your Earned Income Credit (EIC). You'll see your estimated EITC amount along with eligibility status based on 2024 IRS income limits — a quick way to know what refundable credit you may be owed.
Estimated EITC Amount
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Eligibility Status
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Maximum Credit for Your Children Count
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AGI / Earned Income Limit for Your Situation
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Yes, you can qualify for the EITC without children. For 2024, workers without qualifying children must be between ages 25 and 64 at the end of the tax year, not be claimed as a dependent by another taxpayer, and meet the income limits. The maximum credit for workers with no children is $632 for tax year 2024.
Earned income includes wages, salaries, tips, and other taxable employee pay, as well as net earnings from self-employment. It does not include Social Security benefits, pensions, alimony, child support, interest, dividends, or unemployment compensation.
For tax year 2024, the maximum EITC is $7,830 for taxpayers with three or more qualifying children, $6,960 for two qualifying children, $4,213 for one qualifying child, and $632 for no qualifying children. Your actual credit depends on your income, filing status, and family size.
Yes. If your investment income (including interest, dividends, capital gains, and net rental income) exceeds $11,600 in 2024, you are not eligible for the EITC regardless of your earned income. Even modest investment income is factored into the eligibility check.
Yes, the EITC is a fully refundable tax credit. This means that if the credit amount is greater than the amount of federal income tax you owe, you will receive the difference as a tax refund — even if you owe no federal income tax at all.
Most filing statuses qualify — including Single, Head of Household, Married Filing Jointly, and Qualifying Surviving Spouse. Taxpayers who file as Married Filing Separately are generally not eligible for the EITC unless they qualify under a special rule for separated spouses.
A qualifying child must meet age, relationship, and residency tests. The child must be under age 19 (or under 24 if a full-time student, or any age if permanently disabled), be your son, daughter, stepchild, foster child, sibling, or a descendant of these, and have lived with you in the US for more than half the tax year.
Yes. You, your spouse (if filing jointly), and any qualifying child must each have a valid Social Security Number issued by the Social Security Administration to claim the Earned Income Tax Credit. An Individual Taxpayer Identification Number (ITIN) does not qualify.